8 scheme(s) in this category.
Government health cover in India is mostly about hospitalisation rather than day-to-day medical costs. The large national scheme pays for secondary and tertiary treatment at empanelled hospitals, and pays the hospital directly, so there is nothing for you to claim back afterwards.
Eligibility for the biggest scheme is unusual: it is not something you apply for in the normal sense. Households were identified from an existing national survey, so the question is whether your family is already on the list, not whether you can qualify by filling in a form.
Ministry of Health and Family Welfare · Central
Cashless hospital treatment worth up to Rs 5 lakh a year per family at empanelled public and private hospitals.
Potential benefit Up to ₹5,00,000 per family per year
Ministry of Health and Family Welfare · Central
A distinct health card under AB PM-JAY for every senior citizen aged 70 and above, with no income limit, giving access to cashless hospital treatment at empanelled hospitals.
Potential benefit Up to ₹5,00,000 per family per year
Ministry of Health and Family Welfare · Central
Cash help for poor pregnant women who deliver their baby in a government or accredited private health centre, paid under the National Health Mission.
Potential benefit ₹600 – ₹1,400 one time, per delivery
Ministry of Women and Child Development · Central
Day-care creche facilities for children aged 6 months to 6 years, with nutrition, health check-ups and pre-school activity, open to all mothers whether or not they are employed.
Ministry of Women and Child Development · Central
Maternity cash benefit for pregnant and breastfeeding mothers: Rs 5,000 for the first child, and Rs 6,000 if the second child is a girl.
Potential benefit ₹5,000 – ₹6,000 one time, per eligible child
Ministry of Finance · Central
Accident cover of up to Rs 2 lakh for accidental death or permanent disability, for Rs 20 a year.
Potential benefit ₹1,00,000 – ₹2,00,000 sum assured
Ministry of Social Justice and Empowerment · Central
Assisted living devices such as walking sticks, hearing aids, wheelchairs, spectacles and dentures for poor senior citizens with age-related disability, given through assessment camps.
Ministry of Social Justice and Empowerment · Central
Free or half-cost assistive devices for persons with at least 40 per cent disability whose monthly income is up to Rs 30,000. Cochlear implants for children are also covered.