6 scheme(s) in this category.
Micro, small and medium enterprise schemes are administered largely through banks, with the government supplying a subsidy or a guarantee rather than the money itself. That means two approvals: the scheme's, and the bank's.
Registration on the Udyam portal is increasingly a precondition, and is often required before a subsidy can be released even where it is not needed to apply.
Ministry of Micro, Small and Medium Enterprises · Central
Subsidises up to 80% of the cost of Zero Defect Zero Effect quality certification for micro, small and medium enterprises, plus a one-time Rs 10,000 reward for taking the ZED Pledge.
Ministry of Housing and Urban Affairs · Central
Collateral-free working capital loans for street vendors, starting at up to Rs 15,000 and rising to Rs 50,000 on timely repayment, with an interest subsidy and cashback for digital payments.
Potential benefit ₹15,000 – ₹50,000 per loan tranche
Ministry of Micro, Small and Medium Enterprises · Central
Recognition, skill training with a daily stipend, a Rs 15,000 toolkit voucher and cheap collateral-free loans for traditional artisans.
Potential benefit ₹15,000 – ₹3,00,000 package
Ministry of Finance · Central
Collateral-free business loans up to Rs 20 lakh for small non-farm enterprises, through banks and other lenders.
Potential benefit ₹50,000 – ₹20,00,000 loan amount
Ministry of Micro, Small and Medium Enterprises · Central
Bank loan plus a government subsidy of 15 to 35 per cent to help you set up a new micro enterprise.
Ministry of Commerce and Industry · Central
Government funding routed through incubators for early-stage startups: up to Rs 20 lakh as a grant to build and test a prototype, and up to Rs 50 lakh as debt for market entry and scaling.
Potential benefit ₹20,00,000 – ₹50,00,000 one time