8 scheme(s) in this category.
Support for older people is mostly pensions and health cover. The important distinction is between schemes you join before a certain age and schemes that pay out after one.
Pension schemes generally close to new members at 40 or 50, which means the time to join is long before you would think of yourself as a senior citizen. Health cover, by contrast, is often widest at the oldest ages.
Ministry of Finance · Central
A guaranteed monthly pension of Rs 1,000 to Rs 5,000 from age sixty, funded by small contributions from your bank account.
Potential benefit ₹1,000 – ₹5,000 per month from age 60
Ministry of Health and Family Welfare · Central
Cashless hospital treatment worth up to Rs 5 lakh a year per family at empanelled public and private hospitals.
Potential benefit Up to ₹5,00,000 per family per year
Ministry of Health and Family Welfare · Central
A distinct health card under AB PM-JAY for every senior citizen aged 70 and above, with no income limit, giving access to cashless hospital treatment at empanelled hospitals.
Potential benefit Up to ₹5,00,000 per family per year
Ministry of Rural Development · Central
Monthly old age pension from the Central Government for people aged 60 and above from families below the poverty line. Most states add their own top-up on top of this.
Potential benefit ₹200 – ₹500 per month (central share only)
Ministry of Rural Development · Central
Monthly pension from the Central Government for widows aged 40 and above from families below the poverty line. States usually add their own top-up on top of this amount.
Potential benefit ₹300 – ₹500 per month (central share only)
Ministry of Agriculture and Farmers Welfare · Central
A voluntary pension scheme for small and marginal farmers aged 18 to 40. Members contribute Rs 55 to Rs 200 a month, the government matches it, and a pension of Rs 3,000 a month starts at age 60.
Potential benefit Up to ₹3,000 per month
Ministry of Labour and Employment · Central
A voluntary pension scheme for unorganised workers earning up to Rs 15,000 a month: joining between age 18 and 40 and contributing monthly leads to a pension of Rs 3,000 a month from age 60.
Potential benefit Up to ₹3,000 per month
Ministry of Social Justice and Empowerment · Central
Assisted living devices such as walking sticks, hearing aids, wheelchairs, spectacles and dentures for poor senior citizens with age-related disability, given through assessment camps.