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Education schemes

11 scheme(s) in this category.

Government support for education in India runs from school fee waivers through to research fellowships, and it is split across several ministries rather than gathered in one place. School-stage help usually comes through the Department of School Education and Literacy; support beyond Class X is more often administered by the ministry responsible for the student's social category.

Almost all of it is means-tested, and the income ceiling is the single most common reason an application fails. Read the ceiling carefully: some schemes count the parents' income, some the whole household's, and the figure is revised from time to time.

Pradhan Mantri Vidyalaxmi (PM-Vidyalaxmi)

Ministry of Education · Central

Collateral-free, guarantor-free education loans for students admitted to 860 top institutions, plus 3 percent interest help on loans up to Rs 10 lakh for families earning up to Rs 8 lakh a year.

Sukanya Samriddhi Account Scheme

Ministry of Finance · Central

A high-interest, tax-favoured savings account a parent opens for a girl child under ten, maturing after twenty-one years.

Potential benefit ₹250 – ₹1,50,000 deposit per financial year

Last verified 28 August 2026 View details

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