9 scheme(s) in this category.
Some schemes are open only to women; many more give women a better rate, a lower contribution or a reserved share. It is worth checking both, since the second group is easy to miss.
In business lending in particular, being a woman applicant can change the subsidy percentage and reduce the share of project cost you must contribute yourself.
Ministry of Education · Central
Rs 50,000 a year for girl students studying a technical degree or diploma at an AICTE-approved college, when the family income is up to Rs 8 lakh a year.
Potential benefit Up to ₹50,000 per year
Ministry of Rural Development · Central
Monthly pension from the Central Government for widows aged 40 and above from families below the poverty line. States usually add their own top-up on top of this amount.
Potential benefit ₹300 – ₹500 per month (central share only)
Ministry of Health and Family Welfare · Central
Cash help for poor pregnant women who deliver their baby in a government or accredited private health centre, paid under the National Health Mission.
Potential benefit ₹600 – ₹1,400 one time, per delivery
Ministry of Agriculture and Farmers Welfare · Central
Central assistance of 80% of the cost of an agricultural drone, up to Rs 8 lakh, for women's Self Help Groups so they can rent out drone spraying services to farmers.
Potential benefit Up to ₹8,00,000 one time, per Self Help Group
Ministry of Women and Child Development · Central
Day-care creche facilities for children aged 6 months to 6 years, with nutrition, health check-ups and pre-school activity, open to all mothers whether or not they are employed.
Ministry of Housing and Urban Affairs · Central
Urban housing help through a construction grant, a home loan interest subsidy or affordable rental housing.
Potential benefit ₹1,50,000 – ₹2,50,000 per house
Ministry of Women and Child Development · Central
Maternity cash benefit for pregnant and breastfeeding mothers: Rs 5,000 for the first child, and Rs 6,000 if the second child is a girl.
Potential benefit ₹5,000 – ₹6,000 one time, per eligible child
Ministry of Petroleum and Natural Gas · Central
A deposit-free LPG gas connection for women from poor households, together with a free first refill and a free gas stove.
Potential benefit ₹1,300 – ₹2,050 one time
Ministry of Finance · Central
A high-interest, tax-favoured savings account a parent opens for a girl child under ten, maturing after twenty-one years.
Potential benefit ₹250 – ₹1,50,000 deposit per financial year