Atal Pension Yojana (APY)
Ministry of Finance · केंद्रीय
A guaranteed monthly pension of Rs 1,000 to Rs 5,000 from age sixty, funded by small contributions from your bank account.
संभावित लाभ ₹1,000 – ₹5,000 per month from age 60
इस श्रेणी में 27 योजनाएँ।
Social security schemes - life cover, accident cover and pensions - are among the cheapest and least claimed benefits available. Several cost a few hundred rupees a year and are bought through the bank where you already hold an account.
They renew by automatic debit each year, which means cover lapses silently if the account is empty on the renewal date. That is the most common reason a claim is refused.
Ministry of Finance · केंद्रीय
A guaranteed monthly pension of Rs 1,000 to Rs 5,000 from age sixty, funded by small contributions from your bank account.
संभावित लाभ ₹1,000 – ₹5,000 per month from age 60
Ministry of Health and Family Welfare · केंद्रीय
Cashless hospital treatment worth up to Rs 5 lakh a year per family at empanelled public and private hospitals.
संभावित लाभ अधिकतम ₹5,00,000 per family per year
Ministry of Health and Family Welfare · केंद्रीय
A distinct health card under AB PM-JAY for every senior citizen aged 70 and above, with no income limit, giving access to cashless hospital treatment at empanelled hospitals.
संभावित लाभ अधिकतम ₹5,00,000 per family per year
Ministry of Social Justice and Empowerment · केंद्रीय
Monthly maintenance money, a book allowance, a disability allowance and fee reimbursement for students with 40 percent or more disability, from Class IX right up to a Master's degree.
संभावित लाभ अधिकतम ₹1,40,000 per year
Ministry of Rural Development · केंद्रीय
Monthly pension from the Central Government for people aged 18 and above with severe or multiple disabilities, from families below the poverty line. States add their own top-up.
संभावित लाभ ₹300 – ₹500 per month (central share only)
Ministry of Rural Development · केंद्रीय
Monthly old age pension from the Central Government for people aged 60 and above from families below the poverty line. Most states add their own top-up on top of this.
संभावित लाभ ₹200 – ₹500 per month (central share only)
Ministry of Rural Development · केंद्रीय
Monthly pension from the Central Government for widows aged 40 and above from families below the poverty line. States usually add their own top-up on top of this amount.
संभावित लाभ ₹300 – ₹500 per month (central share only)
Ministry of Health and Family Welfare · केंद्रीय
Cash help for poor pregnant women who deliver their baby in a government or accredited private health centre, paid under the National Health Mission.
संभावित लाभ ₹600 – ₹1,400 one time, per delivery
Ministry of Rural Development · केंद्रीय
One-time payment of Rs 20,000 to a below-poverty-line household when the main earning member dies between the ages of 18 and 59.
संभावित लाभ अधिकतम ₹20,000 one time
Ministry of Women and Child Development · केंद्रीय
Day-care creche facilities for children aged 6 months to 6 years, with nutrition, health check-ups and pre-school activity, open to all mothers whether or not they are employed.
Ministry of Micro, Small and Medium Enterprises · केंद्रीय
Recognition, skill training with a daily stipend, a Rs 15,000 toolkit voucher and cheap collateral-free loans for traditional artisans.
संभावित लाभ ₹15,000 – ₹3,00,000 package
Ministry of Social Justice and Empowerment · केंद्रीय
Scholarships and hostel support for OBC, EBC and De-notified Tribe students whose family income is up to Rs 2.5 lakh a year, covering school from Class IX and college afterwards.
संभावित लाभ ₹4,000 – ₹1,25,000 per year
Ministry of Social Justice and Empowerment · केंद्रीय
Covers course fees and an academic allowance for Scheduled Caste students studying beyond Class X in India.
Ministry of Rural Development · केंद्रीय
Grant assistance for rural families without a permanent house to build a basic pucca home.
संभावित लाभ ₹1,20,000 – ₹1,30,000 per house
Ministry of Finance · केंद्रीय
A zero-balance bank account for people who do not have one, with a free RuPay debit card carrying accident insurance cover and an overdraft facility of up to Rs 10,000 for eligible account holders.
संभावित लाभ ₹10,000 – ₹2,00,000
Ministry of Finance · केंद्रीय
Life cover of Rs 2 lakh for death from any cause, for Rs 436 a year auto-debited from your bank account.
संभावित लाभ अधिकतम ₹2,00,000 sum assured
Ministry of Agriculture and Farmers Welfare · केंद्रीय
A voluntary pension scheme for small and marginal farmers aged 18 to 40. Members contribute Rs 55 to Rs 200 a month, the government matches it, and a pension of Rs 3,000 a month starts at age 60.
संभावित लाभ अधिकतम ₹3,000 per month
Ministry of Women and Child Development · केंद्रीय
Maternity cash benefit for pregnant and breastfeeding mothers: Rs 5,000 for the first child, and Rs 6,000 if the second child is a girl.
संभावित लाभ ₹5,000 – ₹6,000 one time, per eligible child
Ministry of Labour and Employment · केंद्रीय
A voluntary pension scheme for unorganised workers earning up to Rs 15,000 a month: joining between age 18 and 40 and contributing monthly leads to a pension of Rs 3,000 a month from age 60.
संभावित लाभ अधिकतम ₹3,000 per month
Ministry of Finance · केंद्रीय
Accident cover of up to Rs 2 lakh for accidental death or permanent disability, for Rs 20 a year.
संभावित लाभ ₹1,00,000 – ₹2,00,000 sum assured