Some schemes are open only to women; many more give women a better rate,
a lower contribution or a reserved share. It is worth checking both, since
the second group is easy to miss.
In business lending in particular, being a woman applicant can change the
subsidy percentage and reduce the share of project cost you must contribute
yourself.
Ministry of Education · केंद्रीय
Rs 50,000 a year for girl students studying a technical degree or diploma at an AICTE-approved college, when the family income is up to Rs 8 lakh a year.
संभाव्य लाभ
कमाल ₹50,000
per year
Ministry of Rural Development · केंद्रीय
Monthly pension from the Central Government for widows aged 40 and above from families below the poverty line. States usually add their own top-up on top of this amount.
संभाव्य लाभ
₹300 – ₹500
per month (central share only)
Ministry of Health and Family Welfare · केंद्रीय
Cash help for poor pregnant women who deliver their baby in a government or accredited private health centre, paid under the National Health Mission.
संभाव्य लाभ
₹600 – ₹1,400
one time, per delivery
Ministry of Agriculture and Farmers Welfare · केंद्रीय
Central assistance of 80% of the cost of an agricultural drone, up to Rs 8 lakh, for women's Self Help Groups so they can rent out drone spraying services to farmers.
संभाव्य लाभ
कमाल ₹8,00,000
one time, per Self Help Group
Ministry of Women and Child Development · केंद्रीय
Day-care creche facilities for children aged 6 months to 6 years, with nutrition, health check-ups and pre-school activity, open to all mothers whether or not they are employed.
Ministry of Housing and Urban Affairs · केंद्रीय
Urban housing help through a construction grant, a home loan interest subsidy or affordable rental housing.
संभाव्य लाभ
₹1,50,000 – ₹2,50,000
per house
Ministry of Women and Child Development · केंद्रीय
Maternity cash benefit for pregnant and breastfeeding mothers: Rs 5,000 for the first child, and Rs 6,000 if the second child is a girl.
संभाव्य लाभ
₹5,000 – ₹6,000
one time, per eligible child
Ministry of Petroleum and Natural Gas · केंद्रीय
A deposit-free LPG gas connection for women from poor households, together with a free first refill and a free gas stove.
संभाव्य लाभ
₹1,300 – ₹2,050
one time
Ministry of Finance · केंद्रीय
A high-interest, tax-favoured savings account a parent opens for a girl child under ten, maturing after twenty-one years.
संभाव्य लाभ
₹250 – ₹1,50,000
deposit per financial year