Government health cover in India is mostly about hospitalisation rather
than day-to-day medical costs. The large national scheme pays for
secondary and tertiary treatment at empanelled hospitals, and pays the
hospital directly, so there is nothing for you to claim back afterwards.
Eligibility for the biggest scheme is unusual: it is not something you
apply for in the normal sense. Households were identified from an existing
national survey, so the question is whether your family is already on the
list, not whether you can qualify by filling in a form.
Ministry of Health and Family Welfare · కేంద్ర
Cashless hospital treatment worth up to Rs 5 lakh a year per family at empanelled public and private hospitals.
సాధ్యమయ్యే ప్రయోజనం
గరిష్ఠంగా ₹5,00,000
per family per year
Ministry of Health and Family Welfare · కేంద్ర
A distinct health card under AB PM-JAY for every senior citizen aged 70 and above, with no income limit, giving access to cashless hospital treatment at empanelled hospitals.
సాధ్యమయ్యే ప్రయోజనం
గరిష్ఠంగా ₹5,00,000
per family per year
Ministry of Health and Family Welfare · కేంద్ర
Cash help for poor pregnant women who deliver their baby in a government or accredited private health centre, paid under the National Health Mission.
సాధ్యమయ్యే ప్రయోజనం
₹600 – ₹1,400
one time, per delivery
Ministry of Women and Child Development · కేంద్ర
Day-care creche facilities for children aged 6 months to 6 years, with nutrition, health check-ups and pre-school activity, open to all mothers whether or not they are employed.
Ministry of Women and Child Development · కేంద్ర
Maternity cash benefit for pregnant and breastfeeding mothers: Rs 5,000 for the first child, and Rs 6,000 if the second child is a girl.
సాధ్యమయ్యే ప్రయోజనం
₹5,000 – ₹6,000
one time, per eligible child
Ministry of Finance · కేంద్ర
Accident cover of up to Rs 2 lakh for accidental death or permanent disability, for Rs 20 a year.
సాధ్యమయ్యే ప్రయోజనం
₹1,00,000 – ₹2,00,000
sum assured
Ministry of Social Justice and Empowerment · కేంద్ర
Assisted living devices such as walking sticks, hearing aids, wheelchairs, spectacles and dentures for poor senior citizens with age-related disability, given through assessment camps.
Ministry of Social Justice and Empowerment · కేంద్ర
Free or half-cost assistive devices for persons with at least 40 per cent disability whose monthly income is up to Rs 30,000. Cochlear implants for children are also covered.