Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY)

এটি কী?

PM-JAY provides health cover for secondary and tertiary hospital care to families identified as poor or vulnerable, drawn from the deprivation and occupational categories of the Socio-Economic Caste Census. Treatment is cashless at empanelled public and private hospitals.

There is no enrolment step in the usual sense. Eligibility is an entitlement determined from existing survey data rather than something you apply for. You check whether your family is on the list and then have an Ayushman card generated.

The cover is a family floater: the Rs 5 lakh is shared across the household rather than allotted per person, and there is no cap on family size or member age. Pre-existing conditions are covered from the first day.

সম্ভাব্য সুবিধা

সর্বোচ্চ ₹5,00,000 per family per year

Up to Rs 5,00,000 per family per year of cashless secondary and tertiary hospital treatment. Potential benefit subject to official approval and to treatment being taken at an empanelled hospital.

কারা আবেদন করতে পারেন?

• Household income is in the range this scheme targets

  এই তথ্য কোথা থেকে এসেছে

  over 12 crores poor and vulnerable families (approximately 55 crore beneficiaries) that form the bottom 40% of the Indian population

  সরকারি উৎস ↗
• SC and ST households are one of the qualifying categories এটি বাধ্যতামূলক নয়, তবে সম্ভাবনা বাড়ায়

  এই তথ্য কোথা থেকে এসেছে

  D5- SC/ST households

  সরকারি উৎস ↗
• A household with a disabled member and no able-bodied adult qualifies এটি বাধ্যতামূলক নয়, তবে সম্ভাবনা বাড়ায়

  এই তথ্য কোথা থেকে এসেছে

  D4- Disabled member and no able-bodied adult member

  সরকারি উৎস ↗
• Your occupation is among those the scheme lists এটি বাধ্যতামূলক নয়, তবে সম্ভাবনা বাড়ায়

  এই তথ্য কোথা থেকে এসেছে

  Ragpicker, Beggar, Domestic worker, Street vendor/ Cobbler/hawker / other service provider working on streets, Construction worker/ Plumber/ Mason/ Labour/ Painter/ Welder/ Security guard/ Coolie and other head-load worker

  সরকারি উৎস ↗
• Households without a permanent house are among the qualifying rural categories এটি বাধ্যতামূলক নয়, তবে সম্ভাবনা বাড়ায়

  এই তথ্য কোথা থেকে এসেছে

  D1- Only one room with kucha walls and kucha roof

  সরকারি উৎস ↗

সরকারের জানানো অন্যান্য শর্ত

• Rural households qualify if they meet at least one of the listed deprivation criteria, which include households with only one room with kucha walls and roof, households with no adult member aged 16 to 59, households with a disabled member and no able-bodied adult, SC and ST households, and landless households earning mainly from manual casual labour.
• Urban households qualify if the earning member works in one of eleven listed occupations, including ragpicker, domestic worker, street vendor, construction worker, sanitation worker, home-based worker or artisan, transport worker, shop worker, electrician or mechanic, washerman and chowkidar.
• There is no cap on family size or on the age of family members.

যোগ্যতা সংক্রান্ত তথ্য কেবল জানানোর উদ্দেশ্যে দেওয়া। চূড়ান্ত যোগ্যতা ও অনুমোদন নির্ধারণ করে সংশ্লিষ্ট সরকারি কর্তৃপক্ষ।

যে নথিগুলি লাগবে

আমরা কোনও সরকারি উৎস থেকে নথির তালিকা নিশ্চিত করতে পারিনি, তাই অনুমান করার বদলে সেটি বাদ দিয়েছি। উপরে দেওয়া সরকারি উৎসে দেখে নিন।

কীভাবে আবেদন করবেন

There is no application in the usual sense. Families already identified through Socio-Economic Caste Census data are entitled by default. You verify whether your family is eligible and then have an Ayushman card generated, usually at an empanelled hospital's Ayushman Mitra desk or a Common Service Centre. Treatment is then cashless at the point of care.

কোথায় আবেদন করবেন: csc and offline

শেষ তারিখ

কোনও নির্দিষ্ট শেষ তারিখ নেই। আবেদন সারা বছর নেওয়া হয়।