Atal Pension Yojana (APY)
Ministry of Finance · केंद्रीय
A guaranteed monthly pension of Rs 1,000 to Rs 5,000 from age sixty, funded by small contributions from your bank account.
संभाव्य लाभ ₹1,000 – ₹5,000 per month from age 60
या प्रवर्गात 12 योजना.
Central employment support leans towards self-employment rather than placement: credit to start a micro enterprise, training, and subsidies that reduce what you must put in yourself.
These schemes almost always require the enterprise to be new. An existing business, or one already assisted under another government subsidy, is usually outside their scope.
Ministry of Finance · केंद्रीय
A guaranteed monthly pension of Rs 1,000 to Rs 5,000 from age sixty, funded by small contributions from your bank account.
संभाव्य लाभ ₹1,000 – ₹5,000 per month from age 60
Ministry of Rural Development · केंद्रीय
Free skill training linked to a job for poor rural youth aged 15 to 35, where at least 70 percent of those trained must be placed in work paying minimum wages or more.
Ministry of Women and Child Development · केंद्रीय
Day-care creche facilities for children aged 6 months to 6 years, with nutrition, health check-ups and pre-school activity, open to all mothers whether or not they are employed.
Ministry of Micro, Small and Medium Enterprises · केंद्रीय
Recognition, skill training with a daily stipend, a Rs 15,000 toolkit voucher and cheap collateral-free loans for traditional artisans.
संभाव्य लाभ ₹15,000 – ₹3,00,000 package
Ministry of Skill Development and Entrepreneurship · केंद्रीय
Free short-term skill training with a government-recognised certificate and one year of accident insurance, for Indian citizens aged 15 to 45 who have an Aadhaar.
Ministry of Finance · केंद्रीय
Collateral-free business loans up to Rs 20 lakh for small non-farm enterprises, through banks and other lenders.
संभाव्य लाभ ₹50,000 – ₹20,00,000 loan amount
Ministry of Labour and Employment · केंद्रीय
A voluntary pension scheme for unorganised workers earning up to Rs 15,000 a month: joining between age 18 and 40 and contributing monthly leads to a pension of Rs 3,000 a month from age 60.
संभाव्य लाभ कमाल ₹3,000 per month
Ministry of Labour and Employment · केंद्रीय
Pays first-time EPFO-registered employees one month's EPF wage up to Rs 15,000 in two instalments, and pays employers up to Rs 3,000 a month for each additional employee hired and retained.
संभाव्य लाभ ₹1,000 – ₹15,000
Ministry of Micro, Small and Medium Enterprises · केंद्रीय
Bank loan plus a government subsidy of 15 to 35 per cent to help you set up a new micro enterprise.
Ministry of Corporate Affairs · केंद्रीय
A 12-month paid internship in a large company for people aged 21 to 24 who are not in a job or full-time study, paying Rs 5,000 a month plus a one-time grant of Rs 6,000.
संभाव्य लाभ कमाल ₹5,000 per month
Ministry of Commerce and Industry · केंद्रीय
Government funding routed through incubators for early-stage startups: up to Rs 20 lakh as a grant to build and test a prototype, and up to Rs 50 lakh as debt for market entry and scaling.
संभाव्य लाभ ₹20,00,000 – ₹50,00,000 one time
Ministry of Rural Development · केंद्रीय
The rural employment guarantee law that replaced MGNREGA from 1 July 2026. It guarantees 125 days of paid unskilled manual work in a financial year to every rural household that asks for it.