PM Vishwakarma

हे काय आहे?

PM Vishwakarma is for artisans and craftspeople who work with their hands and simple tools in family-based traditional trades: carpenters, potters, blacksmiths, tailors, barbers, cobblers and a dozen others. Most work informally, without any formal identity as a business or any route to bank credit.

The scheme tries to fix both problems at once. It first issues a certificate and ID card that formally recognise the artisan, then provides short skill training with a daily stipend, an e-voucher towards buying proper tools, and finally collateral-free working capital at a subsidised interest rate, released in two tranches so the second depends on the first being used well.

Alongside the money there is marketing help: quality certification, branding, onboarding to e-commerce platforms and the government procurement marketplace, plus a small reward for accepting digital payments.

संभाव्य लाभ

₹15,000 – ₹3,00,000 package

A PM Vishwakarma certificate and ID card; skill training with a stipend of Rs 500 per day; a toolkit e-voucher of up to Rs 15,000; a collateral-free enterprise loan of up to Rs 3 lakh in two tranches (Rs 1 lakh then Rs 2 lakh) at 5 per cent concessional interest; and Rs 1 per digital transaction up to 100 transactions a month. Potential benefit subject to official approval.

कोण अर्ज करू शकते?

• Age 18 or above on the date of registration

  ही माहिती कोठून आली

  Minimum age should be 18 years on the date of registration

  अधिकृत स्रोत ↗
• You work in a traditional trade with your hands and tools

  ही माहिती कोठून आली

  Engaged in one of the mentioned 18 family-based traditional trades

  अधिकृत स्रोत ↗

सरकारने सांगितलेल्या इतर अटी

• You must work with your hands and tools in one of 18 notified traditional trades, in the unorganised sector or on a self-employment basis. The trades are carpenter, boat maker, armourer, blacksmith, tool kit maker, locksmith, goldsmith, potter, sculptor or stone carver, cobbler, mason, basket, mat and broom maker, toy maker, barber, garland maker, washerman, tailor and fishing net maker.
• People employed in government service are not eligible.
• Only one member per family can benefit. Family means husband, wife and unmarried children.
• You must not have taken a loan under a similar central or state self-employment or business credit scheme in the past five years.

पात्रतेची माहिती केवळ माहितीसाठी दिली आहे. अंतिम पात्रता व मंजुरी संबंधित सरकारी प्राधिकरण ठरवते.

तुम्हाला लागणारी कागदपत्रे

आम्हाला अधिकृत स्रोतावरून कागदपत्रांची यादी निश्चित करता आली नाही, म्हणून अंदाज लावण्याऐवजी आम्ही ती वगळली आहे. वर दिलेल्या अधिकृत स्रोतावर पहा.

अर्ज कसा करावा

Register at a Common Service Centre, where an agent enrols you on the scheme portal using Aadhaar biometric authentication. The application then passes through a three-stage verification before your certificate and ID card are issued. Once verified you can access training, the toolkit voucher and the credit tranches in sequence.

अर्ज कुठे करावा: csc and online

अंतिम मुदत

ठराविक अंतिम मुदत नाही. अर्ज सतत स्वीकारले जातात.