Micro, small and medium enterprise schemes are administered largely through
banks, with the government supplying a subsidy or a guarantee rather than
the money itself. That means two approvals: the scheme's, and the bank's.
Registration on the Udyam portal is increasingly a precondition, and is
often required before a subsidy can be released even where it is not needed
to apply.
Ministry of Micro, Small and Medium Enterprises · केंद्रीय
Subsidises up to 80% of the cost of Zero Defect Zero Effect quality certification for micro, small and medium enterprises, plus a one-time Rs 10,000 reward for taking the ZED Pledge.
Ministry of Housing and Urban Affairs · केंद्रीय
Collateral-free working capital loans for street vendors, starting at up to Rs 15,000 and rising to Rs 50,000 on timely repayment, with an interest subsidy and cashback for digital payments.
संभाव्य लाभ
₹15,000 – ₹50,000
per loan tranche
Ministry of Micro, Small and Medium Enterprises · केंद्रीय
Recognition, skill training with a daily stipend, a Rs 15,000 toolkit voucher and cheap collateral-free loans for traditional artisans.
संभाव्य लाभ
₹15,000 – ₹3,00,000
package
Ministry of Finance · केंद्रीय
Collateral-free business loans up to Rs 20 lakh for small non-farm enterprises, through banks and other lenders.
संभाव्य लाभ
₹50,000 – ₹20,00,000
loan amount
Ministry of Micro, Small and Medium Enterprises · केंद्रीय
Bank loan plus a government subsidy of 15 to 35 per cent to help you set up a new micro enterprise.
Ministry of Commerce and Industry · केंद्रीय
Government funding routed through incubators for early-stage startups: up to Rs 20 lakh as a grant to build and test a prototype, and up to Rs 50 lakh as debt for market entry and scaling.
संभाव्य लाभ
₹20,00,000 – ₹50,00,000
one time