PM Vishwakarma

ఇది ఏమిటి?

PM Vishwakarma is for artisans and craftspeople who work with their hands and simple tools in family-based traditional trades: carpenters, potters, blacksmiths, tailors, barbers, cobblers and a dozen others. Most work informally, without any formal identity as a business or any route to bank credit.

The scheme tries to fix both problems at once. It first issues a certificate and ID card that formally recognise the artisan, then provides short skill training with a daily stipend, an e-voucher towards buying proper tools, and finally collateral-free working capital at a subsidised interest rate, released in two tranches so the second depends on the first being used well.

Alongside the money there is marketing help: quality certification, branding, onboarding to e-commerce platforms and the government procurement marketplace, plus a small reward for accepting digital payments.

సాధ్యమయ్యే ప్రయోజనం

₹15,000 – ₹3,00,000 package

A PM Vishwakarma certificate and ID card; skill training with a stipend of Rs 500 per day; a toolkit e-voucher of up to Rs 15,000; a collateral-free enterprise loan of up to Rs 3 lakh in two tranches (Rs 1 lakh then Rs 2 lakh) at 5 per cent concessional interest; and Rs 1 per digital transaction up to 100 transactions a month. Potential benefit subject to official approval.

ఎవరు దరఖాస్తు చేయవచ్చు?

• Age 18 or above on the date of registration

  ఈ సమాచారం ఎక్కడి నుండి వచ్చింది

  Minimum age should be 18 years on the date of registration

  అధికారిక మూలం ↗
• You work in a traditional trade with your hands and tools

  ఈ సమాచారం ఎక్కడి నుండి వచ్చింది

  Engaged in one of the mentioned 18 family-based traditional trades

  అధికారిక మూలం ↗

ప్రభుత్వం పేర్కొన్న ఇతర షరతులు

• You must work with your hands and tools in one of 18 notified traditional trades, in the unorganised sector or on a self-employment basis. The trades are carpenter, boat maker, armourer, blacksmith, tool kit maker, locksmith, goldsmith, potter, sculptor or stone carver, cobbler, mason, basket, mat and broom maker, toy maker, barber, garland maker, washerman, tailor and fishing net maker.
• People employed in government service are not eligible.
• Only one member per family can benefit. Family means husband, wife and unmarried children.
• You must not have taken a loan under a similar central or state self-employment or business credit scheme in the past five years.

అర్హత సమాచారం కేవలం తెలియజేయడం కోసమే. తుది అర్హత, ఆమోదం సంబంధిత ప్రభుత్వ అధికార సంస్థ నిర్ణయిస్తుంది.

మీకు కావలసిన పత్రాలు

పత్రాల జాబితాను అధికారిక మూలం నుండి నిర్ధారించలేకపోయాము, కాబట్టి ఊహించే బదులు దాన్ని వదిలేశాము. పైన ఇచ్చిన అధికారిక మూలంలో చూడండి.

ఎలా దరఖాస్తు చేయాలి

Register at a Common Service Centre, where an agent enrols you on the scheme portal using Aadhaar biometric authentication. The application then passes through a three-stage verification before your certificate and ID card are issued. Once verified you can access training, the toolkit voucher and the credit tranches in sequence.

ఎక్కడ దరఖాస్తు చేయాలి: csc and online

చివరి తేదీ

నిర్దిష్ట చివరి తేదీ లేదు. దరఖాస్తులు ఎప్పుడైనా స్వీకరిస్తారు.