Government schemes

A guaranteed monthly pension of Rs 1,000 to Rs 5,000 from age sixty, funded by small contributions from your bank account.

Potential benefit ₹1,000 – ₹5,000 per month from age 60

Cashless hospital treatment worth up to Rs 5 lakh a year per family at empanelled public and private hospitals.

Potential benefit Up to ₹5,00,000 per family per year

A distinct health card under AB PM-JAY for every senior citizen aged 70 and above, with no income limit, giving access to cashless hospital treatment at empanelled hospitals.

Potential benefit Up to ₹5,00,000 per family per year

Monthly old age pension from the Central Government for people aged 60 and above from families below the poverty line. Most states add their own top-up on top of this.

Potential benefit ₹200 – ₹500 per month (central share only)

Monthly pension from the Central Government for widows aged 40 and above from families below the poverty line. States usually add their own top-up on top of this amount.

Potential benefit ₹300 – ₹500 per month (central share only)

A voluntary pension scheme for small and marginal farmers aged 18 to 40. Members contribute Rs 55 to Rs 200 a month, the government matches it, and a pension of Rs 3,000 a month starts at age 60.

Potential benefit Up to ₹3,000 per month

A voluntary pension scheme for unorganised workers earning up to Rs 15,000 a month: joining between age 18 and 40 and contributing monthly leads to a pension of Rs 3,000 a month from age 60.

Potential benefit Up to ₹3,000 per month

Assisted living devices such as walking sticks, hearing aids, wheelchairs, spectacles and dentures for poor senior citizens with age-related disability, given through assessment camps.