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Government schemes

6 schemes, each one drawn from an official government source. 14 of them have been read and dated by a person and can appear in your results; the other 39 are published for you to read and say so on the page.

Find the ones that may apply to you

Atal Pension Yojana (APY)

Ministry of Finance · Central

A guaranteed monthly pension of Rs 1,000 to Rs 5,000 from age sixty, funded by small contributions from your bank account.

Potential benefit ₹1,000 – ₹5,000 per month from age 60

Last verified 28 August 2026 View details

Indira Gandhi National Disability Pension Scheme (IGNDPS)

Ministry of Rural Development · Central

Monthly pension from the Central Government for people aged 18 and above with severe or multiple disabilities, from families below the poverty line. States add their own top-up.

Potential benefit ₹300 – ₹500 per month (central share only)

Indira Gandhi National Old Age Pension Scheme (IGNOAPS)

Ministry of Rural Development · Central

Monthly old age pension from the Central Government for people aged 60 and above from families below the poverty line. Most states add their own top-up on top of this.

Potential benefit ₹200 – ₹500 per month (central share only)

Indira Gandhi National Widow Pension Scheme (IGNWPS)

Ministry of Rural Development · Central

Monthly pension from the Central Government for widows aged 40 and above from families below the poverty line. States usually add their own top-up on top of this amount.

Potential benefit ₹300 – ₹500 per month (central share only)

Pradhan Mantri Kisan Maan-Dhan Yojana (PM-KMY)

Ministry of Agriculture and Farmers Welfare · Central

A voluntary pension scheme for small and marginal farmers aged 18 to 40. Members contribute Rs 55 to Rs 200 a month, the government matches it, and a pension of Rs 3,000 a month starts at age 60.

Potential benefit Up to ₹3,000 per month

Pradhan Mantri Shram Yogi Maandhan (PM-SYM)

Ministry of Labour and Employment · Central

A voluntary pension scheme for unorganised workers earning up to Rs 15,000 a month: joining between age 18 and 40 and contributing monthly leads to a pension of Rs 3,000 a month from age 60.

Potential benefit Up to ₹3,000 per month