Government schemes

Cashless hospital treatment worth up to Rs 5 lakh a year per family at empanelled public and private hospitals.

Potential benefit Up to ₹5,00,000 per family per year

A distinct health card under AB PM-JAY for every senior citizen aged 70 and above, with no income limit, giving access to cashless hospital treatment at empanelled hospitals.

Potential benefit Up to ₹5,00,000 per family per year

Cash help for poor pregnant women who deliver their baby in a government or accredited private health centre, paid under the National Health Mission.

Potential benefit ₹600 – ₹1,400 one time, per delivery

Day-care creche facilities for children aged 6 months to 6 years, with nutrition, health check-ups and pre-school activity, open to all mothers whether or not they are employed.

Maternity cash benefit for pregnant and breastfeeding mothers: Rs 5,000 for the first child, and Rs 6,000 if the second child is a girl.

Potential benefit ₹5,000 – ₹6,000 one time, per eligible child

Accident cover of up to Rs 2 lakh for accidental death or permanent disability, for Rs 20 a year.

Potential benefit ₹1,00,000 – ₹2,00,000 sum assured

Assisted living devices such as walking sticks, hearing aids, wheelchairs, spectacles and dentures for poor senior citizens with age-related disability, given through assessment camps.

Free or half-cost assistive devices for persons with at least 40 per cent disability whose monthly income is up to Rs 30,000. Cochlear implants for children are also covered.