12 schemes, each one drawn from an official government source. 14 of them have been read and dated by a person and can appear in your results; the other 39 are published for you to read and say so on the page.
Ministry of Finance · Central
A guaranteed monthly pension of Rs 1,000 to Rs 5,000 from age sixty, funded by small contributions from your bank account.
Potential benefit ₹1,000 – ₹5,000 per month from age 60
Ministry of Rural Development · Central
Free skill training linked to a job for poor rural youth aged 15 to 35, where at least 70 percent of those trained must be placed in work paying minimum wages or more.
Ministry of Women and Child Development · Central
Day-care creche facilities for children aged 6 months to 6 years, with nutrition, health check-ups and pre-school activity, open to all mothers whether or not they are employed.
Ministry of Micro, Small and Medium Enterprises · Central
Recognition, skill training with a daily stipend, a Rs 15,000 toolkit voucher and cheap collateral-free loans for traditional artisans.
Potential benefit ₹15,000 – ₹3,00,000 package
Ministry of Skill Development and Entrepreneurship · Central
Free short-term skill training with a government-recognised certificate and one year of accident insurance, for Indian citizens aged 15 to 45 who have an Aadhaar.
Ministry of Finance · Central
Collateral-free business loans up to Rs 20 lakh for small non-farm enterprises, through banks and other lenders.
Potential benefit ₹50,000 – ₹20,00,000 loan amount
Ministry of Labour and Employment · Central
A voluntary pension scheme for unorganised workers earning up to Rs 15,000 a month: joining between age 18 and 40 and contributing monthly leads to a pension of Rs 3,000 a month from age 60.
Potential benefit Up to ₹3,000 per month
Ministry of Labour and Employment · Central
Pays first-time EPFO-registered employees one month's EPF wage up to Rs 15,000 in two instalments, and pays employers up to Rs 3,000 a month for each additional employee hired and retained.
Potential benefit ₹1,000 – ₹15,000
Ministry of Micro, Small and Medium Enterprises · Central
Bank loan plus a government subsidy of 15 to 35 per cent to help you set up a new micro enterprise.
Ministry of Corporate Affairs · Central
A 12-month paid internship in a large company for people aged 21 to 24 who are not in a job or full-time study, paying Rs 5,000 a month plus a one-time grant of Rs 6,000.
Potential benefit Up to ₹5,000 per month
Ministry of Commerce and Industry · Central
Government funding routed through incubators for early-stage startups: up to Rs 20 lakh as a grant to build and test a prototype, and up to Rs 50 lakh as debt for market entry and scaling.
Potential benefit ₹20,00,000 – ₹50,00,000 one time
Ministry of Rural Development · Central
The rural employment guarantee law that replaced MGNREGA from 1 July 2026. It guarantees 125 days of paid unskilled manual work in a financial year to every rural household that asks for it.