Government schemes

Rs 50,000 a year for girl students studying a technical degree or diploma at an AICTE-approved college, when the family income is up to Rs 8 lakh a year.

Potential benefit Up to ₹50,000 per year

Rs 50,000 a year for students with 40 percent or more disability studying a technical degree or diploma at an AICTE-approved institution, when the family income is up to Rs 8 lakh a year.

Potential benefit Up to ₹50,000 per year

Monthly maintenance money, a book allowance, a disability allowance and fee reimbursement for students with 40 percent or more disability, from Class IX right up to a Master's degree.

Potential benefit Up to ₹1,40,000 per year

Monthly pension from the Central Government for people aged 18 and above with severe or multiple disabilities, from families below the poverty line. States add their own top-up.

Potential benefit ₹300 – ₹500 per month (central share only)

Monthly old age pension from the Central Government for people aged 60 and above from families below the poverty line. Most states add their own top-up on top of this.

Potential benefit ₹200 – ₹500 per month (central share only)

Monthly pension from the Central Government for widows aged 40 and above from families below the poverty line. States usually add their own top-up on top of this amount.

Potential benefit ₹300 – ₹500 per month (central share only)

Cash help for poor pregnant women who deliver their baby in a government or accredited private health centre, paid under the National Health Mission.

Potential benefit ₹600 – ₹1,400 one time, per delivery

One-time payment of Rs 20,000 to a below-poverty-line household when the main earning member dies between the ages of 18 and 59.

Potential benefit Up to ₹20,000 one time

Collateral-free working capital loans for street vendors, starting at up to Rs 15,000 and rising to Rs 50,000 on timely repayment, with an interest subsidy and cashback for digital payments.

Potential benefit ₹15,000 – ₹50,000 per loan tranche

A merit scholarship of Rs 12,000 to Rs 20,000 a year for college and university students who scored in the top 20 percent of their Class 12 board and whose family income is up to Rs 4.5 lakh.

Potential benefit ₹12,000 – ₹20,000 per year

Recognition, skill training with a daily stipend, a Rs 15,000 toolkit voucher and cheap collateral-free loans for traditional artisans.

Potential benefit ₹15,000 – ₹3,00,000 package

Scholarships and hostel support for OBC, EBC and De-notified Tribe students whose family income is up to Rs 2.5 lakh a year, covering school from Class IX and college afterwards.

Potential benefit ₹4,000 – ₹1,25,000 per year

Grant assistance for rural families without a permanent house to build a basic pucca home.

Potential benefit ₹1,20,000 – ₹1,30,000 per house

Urban housing help through a construction grant, a home loan interest subsidy or affordable rental housing.

Potential benefit ₹1,50,000 – ₹2,50,000 per house

A zero-balance bank account for people who do not have one, with a free RuPay debit card carrying accident insurance cover and an overdraft facility of up to Rs 10,000 for eligible account holders.

Potential benefit ₹10,000 – ₹2,00,000

Direct income support of Rs 6,000 a year, paid in three instalments to farming families who own cultivable land.

Potential benefit Up to ₹6,000 per year

Maternity cash benefit for pregnant and breastfeeding mothers: Rs 5,000 for the first child, and Rs 6,000 if the second child is a girl.

Potential benefit ₹5,000 – ₹6,000 one time, per eligible child

Pays first-time EPFO-registered employees one month's EPF wage up to Rs 15,000 in two instalments, and pays employers up to Rs 3,000 a month for each additional employee hired and retained.

Potential benefit ₹1,000 – ₹15,000

Cash help for Scheduled Caste students in Classes IX and X, and for children of families doing hazardous cleaning work in Classes I to X, so that they do not drop out of school.

Potential benefit ₹3,500 – ₹8,000 per year

A 12-month paid internship in a large company for people aged 21 to 24 who are not in a job or full-time study, paying Rs 5,000 a month plus a one-time grant of Rs 6,000.

Potential benefit Up to ₹5,000 per month