Government schemes

Rs 50,000 a year for girl students studying a technical degree or diploma at an AICTE-approved college, when the family income is up to Rs 8 lakh a year.

Potential benefit Up to ₹50,000 per year

Rs 50,000 a year for students with 40 percent or more disability studying a technical degree or diploma at an AICTE-approved institution, when the family income is up to Rs 8 lakh a year.

Potential benefit Up to ₹50,000 per year

A guaranteed monthly pension of Rs 1,000 to Rs 5,000 from age sixty, funded by small contributions from your bank account.

Potential benefit ₹1,000 – ₹5,000 per month from age 60

Monthly pension from the Central Government for people aged 18 and above with severe or multiple disabilities, from families below the poverty line. States add their own top-up.

Potential benefit ₹300 – ₹500 per month (central share only)

Monthly old age pension from the Central Government for people aged 60 and above from families below the poverty line. Most states add their own top-up on top of this.

Potential benefit ₹200 – ₹500 per month (central share only)

Monthly pension from the Central Government for widows aged 40 and above from families below the poverty line. States usually add their own top-up on top of this amount.

Potential benefit ₹300 – ₹500 per month (central share only)

A home loan interest subsidy of up to Rs 1.80 lakh for economically weaker, low and middle income households in cities buying or building a house worth up to Rs 35 lakh.

Potential benefit Up to ₹1,80,000 one time, released in 5 yearly instalments

Cash help for poor pregnant women who deliver their baby in a government or accredited private health centre, paid under the National Health Mission.

Potential benefit ₹600 – ₹1,400 one time, per delivery

A bank credit card for farmers giving short-term crop loans at a concessional interest rate, with an interest subvention that can bring the effective rate down to 4% a year on prompt repayment.

Potential benefit Up to ₹5,00,000 loan limit covered by interest subvention

One-time payment of Rs 20,000 to a below-poverty-line household when the main earning member dies between the ages of 18 and 59.

Potential benefit Up to ₹20,000 one time

Rs 12,000 a year for four years to low-income students in Classes IX to XII at government and government-aided schools.

Potential benefit Up to ₹12,000 per year

Financial assistance to install drip and sprinkler irrigation: 55% of cost for small and marginal farmers and 45% for other farmers, to save water and raise yields.

Reduces the price of new electric two-wheelers and three-wheelers through a government demand incentive applied at the dealer, and funds electric buses, ambulances, trucks and charging stations.

Collateral-free working capital loans for street vendors, starting at up to Rs 15,000 and rising to Rs 50,000 on timely repayment, with an interest subsidy and cashback for digital payments.

Potential benefit ₹15,000 – ₹50,000 per loan tranche

A merit scholarship of Rs 12,000 to Rs 20,000 a year for college and university students who scored in the top 20 percent of their Class 12 board and whose family income is up to Rs 4.5 lakh.

Potential benefit ₹12,000 – ₹20,000 per year

Recognition, skill training with a daily stipend, a Rs 15,000 toolkit voucher and cheap collateral-free loans for traditional artisans.

Potential benefit ₹15,000 – ₹3,00,000 package

Scholarships and hostel support for OBC, EBC and De-notified Tribe students whose family income is up to Rs 2.5 lakh a year, covering school from Class IX and college afterwards.

Potential benefit ₹4,000 – ₹1,25,000 per year

Covers course fees and an academic allowance for Scheduled Caste students studying beyond Class X in India.

Grant assistance for rural families without a permanent house to build a basic pucca home.

Potential benefit ₹1,20,000 – ₹1,30,000 per house

Urban housing help through a construction grant, a home loan interest subsidy or affordable rental housing.

Potential benefit ₹1,50,000 – ₹2,50,000 per house